Should I Apply for More Than One Credit Card at the Same Time?

There are so many credit cards out there — what’s to stop you from trying to get a bunch of them in your wallet? Potentially, nothing. If you have excellent credit, you may qualify for most of those great offers. Even if your credit isn’t stellar …
[Go to Source]

Mixed reactions trail limit on debit cards

Bank customers are divided over the reduction in the amount of foreign exchange that can be accessed for overseas transactions through Naira debit/credit cards. Two weeks ago, the Central Bank of Nigeria (CBN) reduced the limit on Naira debit card for …
[Go to Source]

Chip-card security remains scarce in wallets

A group of credit and bank cards with electronic chips in Gelsenkirchen, Germany. (Photo: Martin Meissner, AP) Q. At what point can I expect to have those EMV chips on all of my credit cards? And when will I be using those chips in any of my shopping?
[Go to Source]

How Often Should I Check My Credit?

For some, that’s as simple as looking at a number on a monthly credit card statement. You can also get free scores from consumer websites (including Credit.com, which offers two scores, updated monthly, that are truly free, in addition to personalized …
[Go to Source]

Simple, little known tool can keep your credit card number safe from thieves

Do you wish you could shop online, but when it comes time to pay the bill, keep your credit card number undercover? For those of you who dread putting your card info in those little boxes when you make an internet purchase, there are actually banks, and …
[Go to Source]

What Is the Right Age for Junior’s First Credit Card?

The average age at which young adults today are getting credit cards in their own name is 22, according to Matt Schulz, senior industry analyst at Creditcards.com. (Schulz cited an independent study conducted by Princeton Survey Research Associates …
[Go to Source]

We Need to Talk About Credit Card Debt

Nick Clements is a personal finance expert and the co-founder of MagnifyMoney.com, a website that makes it easy for people to compare financial products, ditch expensive banking relationships and save money. By answering just a few questions, you can …
[Go to Source]

4 Ways Credit Cards Will Change By 2020

It’s hard to believe how some things have changed during our lifetime. Not long ago, we used to hurry home to watch our favorite shows on low-definition televisions, but now we stream high-def programing on demand through the Internet onto any device …
[Go to Source]

Bankers Predict Higher Credit Card Balances in 2015

The quarterly survey results from banking experts predict higher levels of credit card debt in 2015, which could cause consumers to have more delinquent payments. The study was a joint effort by the Professional Risk Managers’ Association and FICO, the …
[Go to Source]

Bankers Predict Higher Credit Card Balances in 2015

The quarterly survey results from banking experts predict higher levels of credit card debt in 2015, which could cause consumers to have more delinquent payments. The study was a joint effort by the Professional Risk Managers’ Association and FICO, the …
[Go to Source]